Private Motor Insurance Policy
A car nowadays has become a necessity and not a luxury! At Shimin Insurance Agency..
Private Motor Insurance covers?
A car nowadays has become a necessity and not a luxury! At Shimin Insurance Agency, we offer insurance solutions that protect your investment as well as fit your needs hence, have peace of mind.
Our Private motor vehicle insurance policy provides comprehensive protection against loss or damages to the motor vehicle as well as liability to third parties. At Shimin, we offer excellence through our customized products through engaging, a number of benefits that can be toiler-made according to our customers’ needs. These benefits include those that cover death, permanent disability of insured drivers, family members or employees.
Types of Insurance covers
Comprehensive Insurance
Comprehensive insurance is coverage that helps to replace or repair your vehicle in an incident that’s not a collision. It typically covers damage by fire, theft, vandalism, or falling objects like trees. This package is recommended for those who are financing or leasing their cars.
Third-Party Insurance
Third-party insurance allows coverage facing claims of damages and losses incurred by a driver who is not the insured, the principal, and is hence not covered under the insurance policy. This type of insurance is also known as automobile insurance. It is subdivided into two types.
First, Bodily injury liability covers the damage following injuries from a person. These comprise expenses like hospital care, lost earnings, pain, and suffering due to the accident.Â
Secondly, Property liability covers costs following the damages to or loss of property.Â
Third-party theft and fire
Third–party, fire, and theft insurance is similar to third–party cover where it covers damage to another person or their property if you’re involved in an accident. This covers you in case your car is stolen, damaged, or destroyed in a fire.
When acquiring a third party, fire, and theft insurance, the repair costs of your vehicle should be a major factor to consider. If the expenses of repairing the car after an accident would possibly surpass the cost of replacing the car, but you still want protection from fire or theft, then this policy may be the best match for your needs.
How to apply
Call our team
Mon-Fri 08.00am-6.00pm;
Sat 9.00am-5.00pm.
Request a Callback
Outside of hours, request a callback for inquiries & applications.
Visit us at our Office
Visit us at Eco Bank Towers, 10th Flr, Opp. 680 hotel.
Our Partners
About Us
Shimin Insurance Agency is licensed to carry out insurance business as an intermediary and has its headquarters at Co-op House along Haile Selassie Street, Nairobi. Through establishing partnerships with various reputable insurance companies in the industry, the Agency has developed a full banquet of innovative insurance products and services that address the insurable needs of our customers and offers these services from across our branches in Kenya.
Our Products
- Insurance Premium Financing
- Motor Vehicle Insurance
- Agriculture Insurance
- Student Accident Cover
- Group Personal Accident
- Domestic Package
- Public Liability
- Product Liability
- Directors Liability
- Professional Indemnity
- Machinery Breakdown
- Fire and Special perils
- Travel Insurance
- Marine Insurance
- Medical Insurance
- Trade Insurance