Medical Insurance

Comprehensive Medical Insurance Cover for Your Family’s Health and Well-Being

Discover Top-Notch Medical Coverage Plans | Affordable Health Insurance by Shimin Insurance Agency

Experience extensive personal and corporate outpatient healthcare insurance coverage, providing your family and employees access to a wide range of outpatient services. Our Enhanced Medical Provider List offers comprehensive options, each with varying annual limits based on the chosen plan.

At Shimin Insurance Agency, we have collaborated with a diverse group of leading healthcare providers, including top-tier hospitals, clinics, doctors, and specialists. Rest assured, you’ll have access to high-quality inpatient and outpatient care, ensuring your well-being is our top priority.

Services Included in Medical Insurance Plans

In-patient Services

Pathology
Diagnostic tests and procedures
Radiology
Radiotherapy and Chemotherapy
Access to personal consultant for platinum cover
Cancer tests and consultation
Dental treatment including simple
Gum surgery, Root canal Treatment, Pulpototmy & Minor Oral surgery
Optical services- prescribed lenses, contact lenses, Diopteric power +/- 0.25 D and more, and frames
Pre-natal and Post Natal Care
Physiotherapy by a registered physiotherapist
Child vaccination as per KEPI Guidelines
Nutritional Services & Advice

Out-patient Services

Diagnostic tests and procedures
Radiology, Radiotherapy and Chemotherapy
Access to personal consultant for platinum cover
Cancer tests and consultation
Dental treatment including simple Gum surgery, Root canal Treatment, Pulpototmy & Minor Oral surgery
Optical services- prescribed lenses, contact lenses, Diopteric power +/- 0.25 D and more, and frames
Pre-natal and Post Natal Care
Physiotherapy by a registered physiotherapist
Child vaccination as per KEPI Guidelines
Nutritional Services & Advice

Value-added services in healthcare policy

You deserve the best medical Insurance Services. Enjoy our value-added services which include:

Cover for medical injuries resulting from political violence
Local & International rescue & evacuation services
Nutritional Advice
24-hour call centre
Health camps and health alerts
Personal Accident Cover

Services Excluded in HealthCare Insurance Policy

Services Excluded in Medical Insurance

Hearing aids
Vaccinations & immunisations other than KEPI recommended regime
Venereal diseases
Family planning and fertility treatment i.e. costs related to infertility and impotence.
Intentional self-injury, suicide or attempted suicide, drug addiction, intoxication, drunkenness.
Cosmetic surgery unless caused by accident.
War, invasion, civil war, riots or acts of terrorism
Naval, Military and Air force operations
Contamination by radioactivity
Participation in Riot, Strikes and Civil commotion
Riding or driving in any kind of race and participating in extreme sports
Stays at sanatoria, old age homes, places of rest etc
Beauty treatment in nature cure clinics or health hydro
Nervous breakdown general debility, psychoneurosis, senility
Chiropractors, acupuncturists herbalists treatment or other forms of alternative treatment
Treatment other than by a registered medical practitioner

Medical Insurance