Group Personal Accident Insurance
Covering all employees of the Insured against accidental death and/or injury
What is Group Personal Accident/WIBA?
It is a type of insurance covering all employees of the Insured against accidental death, and/or injury in accordance with the benefits specified. It includes contract, temporary, casual employees and students on attachment, on 24 hours basis. In case of the accidental death of the insured, 100% of sum insured is paid to the nominee. This policy provides protection against insured’s burns arising due to an accident.
Requirements for Group Personal Insurance
- Company certificate of registration for companies
- PIN certificate for the company
- The capital benefits desired for your employees
- List of the employees, occupation and their estimated annual salaries
Benefits of Group Personal Accident Cover
- If the employee needs hospitalization, the group accident policy pays for the ambulance cost.
- Insurance companies offers to cover cost incurred for transport of dead body from accident site to the residence of the employee.
In case, the employee passes away due to an unfortunate incident that occurs at the workplace, Shimin Insurance pays compensation the nominee.
- If the employee suffers a permanent loss of limbs, Shimin Insurance offers to fund education of the employee’s child.
Group Personal Accident Cover Exclusions
- Injuries caused due to indulgence in any illegal or criminal acts.
- Death or injury due to illness or disease or childbirth or pregnancy.
- Injuries/damages sustained while being under the influence of alcohol, drugs or other intoxicating substances.
- Injuries that are self-inflicted.
Our Partners
About Us
Shimin Insurance Agency is licensed to carry out insurance business as an intermediary and has its headquarters at Co-op House along Haile Selassie Street, Nairobi. Through establishing partnerships with various reputable insurance companies in the industry, the Agency has developed a full banquet of innovative insurance products and services that address the insurable needs of our customers and offers these services from across our branches in Kenya.
Our Products
- Insurance Premium Financing
- Motor Vehicle Insurance
- Agriculture Insurance
- Student Accident Cover
- Group Personal Accident
- Domestic Package
- Public Liability
- Product Liability
- Directors Liability
- Professional Indemnity
- Machinery Breakdown
- Fire and Special perils
- Travel Insurance
- Marine Insurance
- Medical Insurance
- Trade Insurance