Group Personal Accident Insurance

Covering all employees of the Insured against accidental death and/or injury

What is Group Personal Accident Cover/WIBA?

Group Personal Accident cover is an insurance policy that provides financial compensation to a group of people in the event of accidental injury, disability, or death. It is typically purchased by employers or organizations to cover their employees or members and can cover a range of accidents and disabilities. The benefits a group personal accident policy provides can vary depending on the coverage level and policy terms.

Group Personal Accident cover provides financial protection for employees or members, providing peace of mind and financial security in the event of accidental injury or disability.

Requirements for Group Personal Insurance

Benefits of Group Personal Accident Cover

Provides financial protection in case of accidental injury, disability, or death
Offers benefits such as lump-sum payments, weekly payments, or reimbursement of medical expenses
Provides peace of mind to group members and their families
Can enhance employee retention, morale, and job satisfaction
Can be a cost-effective way to provide insurance coverage to a group
Easy to administer, covering a group of individuals under a single policy
Can be customized to meet the specific needs of the group, including coverage level, types of benefits offered, and policy duration

Group Personal Accident Cover Exclusions

Pre-existing medical conditions: Any medical condition that existed before the policy was purchased is generally not covered.
Suicide or self-harm: Any injury or death resulting from suicide or attempted suicide is not covered by the policy.
Intoxication or drug abuse: Any injury or death caused due to the use of alcohol, drugs, or any other intoxicating substance is generally excluded.
Criminal acts: Any injury or death resulting from the commission of a criminal act is not covered by the policy.
War and terrorism: Any injury or death resulting from war, civil unrest, or acts of terrorism is usually not covered.
Hazardous activities: Any injury or death resulting from participation in hazardous activities such as skydiving, bungee jumping, or rock climbing may be excluded.

How to Apply

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Mon-Fri 08.00am-6.00pm;
Sat 9.00am-5.00pm.

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Visit us at Eco Bank Towers, 10th Flr, Opp. 680 hotel.

Group Personal Accident Insurance