Marine Insurance
This covers cargo loss, cargo vessels, terminals & transport where goods are transferred between the point of origin and final destination.
Marine Insurance
In a global economy, moving goods around the world can be a risky business. Organizations and individuals need to protect their cargo in order to remain in business.
Whether you ship by sea or air, the Heritage Insurance Marine Cargo cover provides you with solid protection from the moment your goods leave the warehouse until they arrive at their eventual destination.
Our Warehouse-to-Warehouse insurance policy covers physical loss of or damage to your goods from external causes, including the following:
- Expenses incurred to prevent or mitigate a loss.
- General Average losses and General Average contributions.
- Landing, warehousing and forwarding charges incurred as the result of an insured peril.
- Loss or damage resulting from war risks, strikes, riots and/or civil commotion.
- Theft and Hijacking.
- Shortage and Non-delivery.
- Loading and unloading
The cover can be extended to cover the following at a premium to be agreed upon
- Concealed damages
- Storage beyond 60 days Documents required for cover placement
- A copy of the bill of landing
- Packing list
- Supplier’s Invoices Some Common Policy Exclusions
- Loss, damage, expense attributable to wilful misconduct of insured
- Ordinary losses such as loss in weigh or volume of insured items
- Loss, damage, expense caused by insufficient, unsuitable or defective packing or preparation of goods. ‘Packing’ includes stowage in container or lift van but only when such stowage is done prior to attachment of insurance or by the insured or their servants
- Loss, damage, expense from insolvency or financial default of owners, managers, charterers or operators of the vessel
- Nuclear weapons risk
- Loss, damage, expense caused by or resulting from strikes, lockouts, labour disturbances, riots, civil commotions or caused by any person Loss, Damage or Expense arising from:
- Unseaworthiness of vessel or craft
NB – War and strikes covers are available at an additional premium
How to apply
Request a Callback
Outside of hours, request a callback for inquiries & applications.
Call our team
Mon-Fri 08.00am-6.00pm;
Sat 9.00am-5.00pm.
Visit us at our Office
Visit us at Eco Bank Towers, 10th Flr, Opp. 680 hotel.
Our Partners
About Us
Shimin Insurance Agency is licensed to carry out insurance business as an intermediary and has its headquarters at Co-op House along Haile Selassie Street, Nairobi. Through establishing partnerships with various reputable insurance companies in the industry, the Agency has developed a full banquet of innovative insurance products and services that address the insurable needs of our customers and offers these services from across our branches in Kenya.
Our Products
- Insurance Premium Financing
- Motor Vehicle Insurance
- Agriculture Insurance
- Student Accident Cover
- Group Personal Accident
- Domestic Package
- Public Liability
- Product Liability
- Directors Liability
- Professional Indemnity
- Machinery Breakdown
- Fire and Special perils
- Travel Insurance
- Marine Insurance
- Medical Insurance
- Trade Insurance