Travel Insurance
Travel insurance typically covers the costs associated with trip cancellation or interruption, emergency medical expenses, lost or stolen luggage, and other travel-related losses.
Why Choose Travel Insurance
The increase in international travel has meant that risks associated with it have grown. This coupled with the high cost of medical care abroad has made travel insurance vital for any traveller.
Travel Insurance through Shimin Agency provides 24-hour emergency and medical assistance anywhere in the world. You can enjoy easy and carefree international travel. The Shimin Agency is also accepted by countries that require travel insurance before issuing a visa.
Reasons why someone may choose to purchase travel insurance:
- protect themselves from financial losses due to trip cancellations, medical emergencies, or lost or stolen belongings.
- having peace of mind while travelling and not worrying about unforeseen circumstances ruining their trip.
- being able to access emergency assistance and support while abroad.
Common Types of Coverage Included in Travel Insurance Policies:
- Trip cancellation or interruption: This coverage provides reimbursement for non-refundable travel expenses if the trip is cancelled or interrupted due to a covered reason, such as illness, injury, or a natural disaster.
- Emergency medical expenses: This coverage provides reimbursement for medical expenses incurred while travelling, including hospitalization, doctor visits, and emergency medical evacuation.
- Lost or stolen luggage: This coverage provides reimbursement for the loss or theft of personal items while travelling, including luggage, clothing, and personal electronics.
- Trip delay or missed connection: This coverage provides reimbursement for additional expenses incurred due to a delay or missed connection, such as the cost of meals, accommodations, and transportation.
- Emergency assistance: This coverage provides access to 24/7 emergency assistance services, including medical referrals, translation services, and emergency travel arrangements.
- Accidental death and dismemberment: This coverage provides a benefit to the traveller or their beneficiaries in the event of accidental death or dismemberment while travelling.
- Rental car damage: Some travel insurance policies include coverage for rental car damage, which can provide reimbursement for the cost of repairing or replacing a rental car in the event of damage or theft.
- Trip cancellation or interruption due to unforeseen circumstances, such as illness or natural disasters
- Emergency medical expenses, including hospitalization, surgery, and evacuation
- Lost, stolen, or damaged luggage and personal belongings
- Flight or travel delays
- Accidental death and dismemberment
- Personal liability
- Pre-existing medical conditions that were not disclosed or covered by the policy
- Travel to countries or regions that are under travel advisories or considered high-risk
- Certain adventure activities, such as skydiving, bungee jumping, or mountaineering
- Acts of terrorism or war
- Illegal or reckless behaviour, such as driving under the influence or participating in criminal activities
- Provides coverage for medical emergencies while traveling, including hospitalization and medical evacuation.
- Offers protection against trip cancellations, interruptions, and delays due to unforeseen events.
- Provides coverage for lost, stolen, or damaged baggage or personal belongings.
- Offers liability coverage for accidental injury or property damage caused by the insured person.
- Provides access to 24/7 emergency assistance services for any travel-related issues or emergencies.
- Offers coverage for pre-existing medical conditions, subject to policy terms and conditions.
- Provides coverage for emergency transportation expenses, including air ambulance or medical repatriation.
- Offers coverage for trip interruption or cancellation due to a natural disaster or political unrest in the destination country.
- Provides access to travel assistance services, including travel planning, language translation, and concierge services.
How to Apply
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Mon-Fri 08.00am-6.00pm;
Sat 9.00am-5.00pm.
Visit us at our Office
Visit us at Eco Bank Towers, 10th Flr, Opp. 680 hotel.
Our Partners
About Us
Shimin Insurance Agency is licensed to carry out insurance business as an intermediary and has its headquarters at Co-op House along Haile Selassie Street, Nairobi. Through establishing partnerships with various reputable insurance companies in the industry, the Agency has developed a full banquet of innovative insurance products and services that address the insurable needs of our customers and offers these services from across our branches in Kenya.
Our Products
- Insurance Premium Financing
- Motor Vehicle Insurance
- Agriculture Insurance
- Student Accident Cover
- Group Personal Accident
- Domestic Package
- Public Liability
- Product Liability
- Directors Liability
- Professional Indemnity
- Machinery Breakdown
- Fire and Special perils
- Travel Insurance
- Marine Insurance
- Medical Insurance
- Trade Insurance